Terms and Conditions

Acceptance of Terms

By accessing and using the Infomulio SpA platform, you accept these Terms and Conditions in full. If you disagree with any of these terms, please do not use our services.

Description of Services

Infomulio is a real estate crowdlending platform that connects investors with real estate development projects in Chile. Our services include:

• Access to information about real estate projects
• Platform for making collective investments
• Project progress tracking
• Distribution of returns to investors

Eligibility

To use our investment services, you must:

• Be at least 18 years old
• Be a legal resident of Chile or have legal capacity to invest in Chile
• Provide truthful and up-to-date information
• Comply with applicable anti-money laundering laws

Investment Risks

Investing in real estate projects involves significant risks, including:

• Partial or total loss of invested capital
• Delays in project execution
• Fluctuations in the real estate market
• Regulatory and legal risks
• Investment illiquidity

User Obligations

By using our platform, you agree to:

• Provide accurate and complete information
• Maintain the confidentiality of your login credentials
• Not use the platform for illegal activities
• Notify us immediately of any unauthorized use of your account
• Comply with all applicable laws and regulations

Intellectual Property

All content on the platform, including texts, graphics, logos, images, and software, is the property of Infomulio SpA or its licensors and is protected by Chile's intellectual property laws.

Limitation of Liability

Infomulio SpA shall not be liable for:

• Losses arising from investment decisions
• Service interruptions or technical errors
• Actions of third parties or project developers
• Force majeure events

Termination

We reserve the right to suspend or terminate your access to the platform if you breach these terms, without prejudice to other rights and remedies available.

Governing Law

These Terms and Conditions are governed by the laws of the Republic of Chile. Any dispute shall be submitted to the jurisdiction of the courts of Santiago, Chile.

Modifications

We reserve the right to modify these Terms and Conditions at any time. Changes will take effect immediately after publication on the platform.

Contact

For questions about these Terms and Conditions, contact us at: